HTQ Programmes

Investing in your education and career shouldn’t be a financial burden. We offer flexible funding options to make Higher Technical Qualifications (HTQs) affordable and accessible. Whether you want to pay in instalments, make a one-off payment, or apply for an Advanced Learner Loan, we’re here to help you find the best option for your circumstances.

HTQ funding options for Learners

How can I fund my HTQ?

When enrolling on an HTQ with Fareport Training, you have three payment options:

Private Payment Plan – Spread the cost over six months with three payments.
One-Off Payment – Pay upfront and secure your place immediately.
Advanced Learner Loan – Government-backed funding that covers the full course fee (eligibility applies).

No matter your financial situation, we’ll help you find a funding solution that works for you.

Private payment plan – spread the cost

We understand that not everyone can pay for their course upfront. Our private payment plan allows you to spread the cost of your HTQ, making it easier to budget while you study.

No credit check required
Three manageable payments over 6 months
Start learning while paying in instalments

Payment breakdown (per learner):

HTQ NCFE Level 4 Diploma: Data Analyst – total cost £1400
40% – £560	Before course start date
30% – £420	Month 3
30% – £420	Month 6

One-Off payment – simple & quick enrolment

For those who prefer a hassle-free option, you can pay your course fees upfront and secure your place immediately.

Make a one-time payment before the course starts
No ongoing payment commitments
Immediate enrolment so you can focus on your learning

This is ideal for learners who have savings, employer sponsorship, or financial support and want to start their course without any additional payments.

Advanced Learner Loan – No Upfront Costs

If you’re aged 19 or over, you may be eligible for an Advanced Learner Loan, which covers the full cost of your HTQ.

No upfront payment required
Only start repaying once you earn over £25,000 per year
Low, income-based repayments – just 9% of earnings above the threshold
If your income drops below £25,000, repayments pause automatically
Any remaining loan balance is written off after 40 years

You may be eligible to apply for an Advanced Learner Loan if you are studying a course leading to a level 3, 4, 5, or 6 qualification at an approved college or training provider in England.

You can apply if you are 19 or older on the first day of your course, as long as it started on or after 1st August 2021.

Generally, the following criteria must be met:

You must be living in the UK on the first day of your course.
You should be a UK national, an Irish citizen, or have ‘settled status’ (no restrictions on how long you can stay).
You must have lived in the UK, British Overseas Territories, Channel Islands, or Isle of Man for three consecutive years before the start of your course (with some exceptions for temporary absences like holidays).

For more details on eligibility, please visit www.gov.uk/advanced-learner-loan/eligibility

Once you’ve confirmed that your course qualifies for an Advanced Learner Loan, you need to request a ‘Learning and funding information’ letter from your course administrator. This letter contains essential information you will need to apply for the loan.

You can apply online through the Student Finance England portal.

If you prefer, you can also apply by post by downloading the application form from Student Finance Forms – GOV.UK.

It’s not necessary to have your National Insurance number when applying, but you must have one before the loan can be fully processed.

You will need to provide proof of identity:

UK nationals will need their valid UK passport details. If you don’t have a passport (or it has expired), you can use your original birth or adoption certificate.

Applicants from other nationalities or those living outside the UK will need to provide one of the following:

Valid passport
National identity card
Biometric residence card
Biometric residence permit

You can borrow from £300 up to the full cost of your course, or the maximum amount set by the government (whichever is lower). You don’t have to borrow the full amount – you can choose to pay part of the cost yourself.
You can apply for up to 4 loans from the Student Loans Company, and you may have more than one loan at the same time.
The loan is paid directly to Fareport Training by the Student Loans Company.
The Advanced Learner Loan is classified as a ‘Plan 5’ loan, with a repayment threshold of £25,000 per year (this threshold may be updated annually).
Loans are repaid through the HMRC tax system.
You will begin repayments in April 2026, provided you earn above the threshold.
Interest on the loan is currently set at 4.3%.
You can make early or additional payments by logging into your account.
Your loan will be written off 40 years after the April you were first due to repay, if there is still an outstanding balance.

For full guidance, please refer to the Advanced Learner Loan: Overview – GOV.UK.

Choosing the Best Option for You

Payment Option	Key Benefits	Best For…
Private Payment Plan (3 Payments)	Spread the cost over time, no credit check	Learners who prefer flexible instalments
One-Off Payment	Quick, hassle-free enrolment	Learners who want to pay upfront
Advanced Learner Loan	No upfront cost, repay only when earning enough	Learners who meet loan eligibility criteria

Need help deciding?

Our team is here to guide you through your funding options – view our HTQ programmes below.

NCFE Diploma: Data Analyst (HTQ)

Unlock the power of data with our Level 4 Data Analyst Higher Technical Qualification (HTQ), available for delivery nationwide. Designed for aspiring data professionals, this comprehensive programme equips you with the essential skills and knowledge to analyse, interpret, and visualise data effectively.

Click to view course details

CMI Diploma in Operational Management (HTQ)

As a CMI-approved centre, we offer the Level 5 Diploma in Management and Leadership, designed to develop the essential skills needed by managers across the UK. Based on IfATE occupational standards, this course helps current and aspiring managers lead teams effectively and achieve business goals that align with strategic objectives.

Click to view course details